Holly joined VALE Europe from Beazley where she was M&A Counsel and underwriter. There she specialized in the underwriting of W&I risks with a global remit (including US and Asia Pacific risks) but with a focus on Europe. Before joining Beazley, Holly underwrote transactional liability risks for both AIG and AWAC. Holly practiced M&A and corporate law with Ropes & Gray (New York) and Ashurst (Australia) before moving into the insurance space. Holly holds a Bachelor of Laws with Honors from Monash University and a Bachelor of Arts from the University of Melbourne (both in Australia).

In over a decade as a tax attorney, Willette has led teams in due diligence, tax planning and tax structuring in the fields of corporate governance and transactions, international tax implications, exempt organizations, wealth succession and tax credits, among others. While practicing international tax and transactions at a Big 4 accounting firm, Willette primarily supported clients in the private equity community, and she participated in complex tax structuring for national and global M&A transactions, including two of the top media and technology mergers of all time.

At VALE, Willette supports the Tax Liability Insurance product, and her diverse tax experiences equip her to face various tax issues and solutions in a growing transactional liability market. When her creativity is not geared towards tax strategies, Willette focuses that energy on cooking, painting and pottery.

Willette is a graduate of Howard University, The George Washington University Law School and Boston University School of Law, where she earned her Tax LL.M.

Before joining Vale, Frances was a Managing Director at a major insurance broker, where she led a team and placed some of the largest ATE and contingent risks in the market. Before that, Frances was a Director at a litigation funder, underwriting complex, cross-border litigation and arbitration risks. She also previously worked as a solicitor both in-house and in private practice.

Frances obtained her first degree, an MA in English Literature, from Edinburgh University and subsequently obtained an LLB from the University of Law, London. More recently, she has been awarded an MSc in Psychodynamic Psychotherapy from the University of London.