Vivienne McIntosh

Vivienne is a Fellow of the Association of Chartered Certified Accountants (FCCA), with a strong background in financial reporting, management accounting and international finance. She has worked across diverse sectors, from banking to multinational organisations, where she enjoys transforming complex financial data into meaningful insights that support informed business decisions.

Avneesh Bhakoo

Avneesh is a qualified solicitor and has spent over a decade in private practice at a number of leading insurance law firms in London. Prior to joining VALE, Avneesh was a Senior Associate at Clyde & Co where he advised the insurance market on various policy coverage matters and issues arising from financial institutions, professional […]

Samantha Powell

Sam began her career as a police officer/detective with Kent Police before moving into finance, from there she has built expertise across the public sector and SME’s including an Insurance Compliance Consultancy. She specializes in end-to-end business finance, financial controls, compliance, and process improvement, with a strong focus on creating efficient, well-structured processes that support […]

Frances Emerson

Before joining Vale, Frances was a Managing Director at a major insurance broker, where she led a team and placed some of the largest ATE and contingent risks in the market. Before that, Frances was a Director at a litigation funder, underwriting complex, cross-border litigation and arbitration risks. She also previously worked as a solicitor […]

Alessandra Biafora

Alessandra Biafora

Alessandra holds a Master’s Degree in Law from Italy with a focus on employment law, alongside CIPD and paralegal qualifications completed in the UK. She has international HR experience across the UK, Europe, the US and Africa, working in fast-paced and complex organizations. After graduating, Alessandra spent five years living in Toronto, Canada, and later […]

Hortense Prost

Hortense Prost

Hortense completed a BSc in Economics and Management at Université Paris Dauphine before moving to the UK to complete the GDL and LPC at the University of Law in Manchester. She then joined Goldman Sachs as a contractor within a risk and regulatory team in London, where she gained experience assessing risk in trading agreements.

Sophie Selley

Sophie Selley

Sophie is a Senior Vice President in Vale’s London office, focusing on Warranty & Indemnity insurance. She returns to Vale after previously working with the firm as a junior underwriter. Sophie most recently spent 2.5 years in Hong Kong with AIG, where she underwrote W&I transactions across the Asia-Pacific region. Her experience spans a broad […]

William Jay

William Jay

William is a qualified solicitor with a background in M&A. He obtained an LLB from the London School of Economics, followed by an LLM in International Finance from King’s College London. Will trained at Morrison & Foerster, where he went on to work as an associate in the firm’s London M&A team for two years. […]

Jasmine Vaughan

Jasmine Vaughan

Jasmine is an Analyst on the W&I team.  Jasmine attained a BSc in Psychology at Loughborough University before moving on to complete an MA in Law at the University of Law. During her time as an undergraduate, she gained experience in HR and Marketing, specializing in immigration, at K2 Corporate Mobility. Jasmine also completed a […]

Claire Carpenter

Claire Carpenter

Claire has worked in the insurance market for nearly 20 years, working for insurers, Lloyd’s Managing Agencies, MGAs and Brokers. Claire specializes in underwriting and product governance, audit, regulatory applications, insurer management and running pragmatic compliance functions.